Gift giving has become quite impersonal of late. People are still considerate enough to remember birthdays, holidays and special occasions but rather than take the time to select a thoughtful gift idea many people settle for store gift cards. Prepaid gift cards are not a bad idea, it allows the recipient to pick out a gift they know they will like but sometimes an occasion calls for something special and for those times art is a sure bet to make a lasting impression.The only problem with original fine art is a hefty price. Canvas art, oil paintings and portraits aren’t cheap and if you want the original it will cost a lot. However, if you still want to give the lasting gift of art consider museum quality archival Giclee fine art prints. Digital reproduction technology has advanced so much in recent years that it almost takes a seasoned art appraiser to tell the difference between an original and a reproduction.Fine art prints have several benefits over original artwork and cost is just the beginning. Depending on the size of the painting and the artist, a piece of fine art can cost anywhere from a few thousand dollars to several million. At that point you’re more likely to be making an investment than giving a gift. Another problem with original art is the preservation and care taking that is involved. Light, dust, fingerprints and moisture can all combine to wear down the colors of a painting and if you simply hang an art piece on a wall expect it to deteriorate quickly.With fine art print reproductions you save yourself time and money. First, fine art prints are a fraction of what the original piece costs. Because of this you can choose to have a single print made or have dozens printed for greeting cards and gifts. Second, art reproductions can be transferred to a number of high quality paper stocks that are more durable than canvas including archival enhanced card stock and 100% cotton rag velvet paper. Using museum quality archival card stock and paper will give you the strongest backing you can have for an art reproduction and then you can choose options for preserving the artwork even more.One option for high quality art reproduction is to use a process known as Giclee. Giclee is a French word that means “to spray” and the Giclee process involves generating images from high resolution digital scans and printing with archival quality inks onto various card stocks and papers. The Giclee process can be used for both fine art reproductions and photographs.Another way to preserve an art print is to have it professionally matted, mounted and framed behind solid glass. Not only does the frame keep the card stock or paper from curling and tearing but the solid glass display plate will protect the artwork from dust, light, fingerprints and other hazards that can easily damage the print.With a well preserved fine art print on archival card stock you have the perfect gift to let the recipient know how special they are. Fine art prints can be found in just about any style and theme including landscapes, portraits, original designs and floral arrangements. If you really want to make a lasting impression with friends, family and loved ones then consider fine art reproductions that will last a lifetime.
Have you ever obtained a new job, or had a raise and thought “Great, now I can pay off my cards even faster?” Credit card debt relief is what everyone struggling with their cards is looking for. The ability to spend your own money on what you want and not have to use it to pay off some company at very high interest rates. If you are in this state your personal finance knowledge should now be telling you all this is true.You might not realize it but one of the most important results of obtaining credit card debt relief is the fact that it will de stress you. Once you start on a program of budgeting and watching your money, your stress levels will correspondingly start to drop as you see results.Try and think of some of the goods you want right now. Now compare owning them with being able to pay off your cards each month. It takes getting into credit card debt for some people to realize that having your own money in the bank is preferable.The first thing to do in order to get to this stage is to develop a budget for yourself and stick to it. Try using cash instead of your card when making purchases.You can also try debt consolidation to lower your monthly payments. This is a popular and successful method of reducing the amount you are paying off tour cards each month. Of course you should do your own research and choose depending on your own circumstances. You will not reduce your debt by consolidating your loans but with the extra money in your pocket each month you now have the opportunity of paying off your loans faster.Here are 5 basic guidelines you should check out carefully1 – Get a budget prepared. Plan out all your expenses so you know what bill is coming when for at least a year.2 – If you cannot afford it then do not buy it.3 – Ideally you should make full payments on your card before the due date. If this is impossible then make the maximum payment you can before the due date.4 – Just one or two cards should be sufficient for most people. Yes there are exceptions but think very carefully if you are of the opinion you are one.5 – Never use more than 70% of the credit available to you.Your personal finance knowledge should be updated so you know and understand exactly how you will proceed to reduce or even eliminate your credit card debt.