Nearly all people struggle with insecurities in one form or another. If you don’t, then you are the odd one out as we all have issues to deal with. There are plenty of things out there to be insecure about. There are also plenty of situations, events, and people that we can blame for our insecurities. However, the fact is that our insecurities are our own creations and the best way to deal with them is to accept who we are, stop trying to be someone else, and stop blaming others for what we are.One key trait that nearly all of us, women in particular, take issue with is our bodies. Inadequacy is drilled into us every day and in every way. Advertisements are constantly telling us what we can be, which eventually drives us to want to be, and with their products, it will be. However, this type of advertising also states, that we currently are not. Advertisers also know that achieving what we can be is not what we really makes us happy, what makes us happy is the belief that we are doing all we can to achieve what we can be.What this means in the realm of consumer purchasing and beauty is that as long as there is something newer and better always coming out, we will always keep buying. In the field of technology, new offerings are driven by innovation, because the quality of the product is readily perceivable and tangible. In fields like health, beauty, and fashion, there is no need to improve the product; you just need to change your focus. One month Vitamin D is the great panacea, the next month it is Vitamin C, the month thereafter, it is Vitamin B12. But finding out that Vitamin D is the great panacea will not make us happy, what makes us happy is that we believe that Vitamin D is the great panacea.There are many things we can do to reduce that influence the outside world has on our insecurities. One is to stop listening to them. Find ways to avoid the barrage of advertising that is out there. Another is to accept who we are and act accordingly. In the case of weight, accept that not all body types are the same and then find clothes that work with your body type. If you feel that you are overweight, the easiest way to reinforce that opinion in yourself and in others is to wear clothes that don’t fit. If your pant size is 10, then the size that you should wear is size 10, because size 12 pants will be baggy and make you look overweight, and size 8 pants will highlight every excess pound also making you look overweight. The same goes for shirts and shoes. If you need wide shoes to be comfortable, then find a nice pair of wide shoes. Anything else that is too narrow will be uncomfortable and serve as a constant reminder to yourself that your feet are too wide. So while the truth is that your shoes are too small, the perception is that your feet are too big. When you stop trying to fit into someone else’s shape and find what works well with your body you will feel better about yourself and be happier.
Category Archives: Uncategorized
Commercial Equipment Financing
What Are Commercial Loans For? – Many small business owners use commercial loans to finance their expensive business equipment. For example, a restaurant owner may finance their kitchen equipment or a dentist might need to finance the cost of their dental equipment.Who Finances Commercial Equipment? – There are many commercial lenders who specialize in financing different types of commercial equipment. Sorting through many different commercial lenders can be time consuming. Many people opt to work with a commercial loan broker instead of trying to find a lender directly. It can save quite a bit of time to work with a broker.Can I Save Money Finding The Lender Myself? – You might be able to save money but it’s likely that a broker who really knows the lenders and what types of loans are available will be able to better help you find a loan that works with what you need and will save you money. Although a broker charges a fee to complete the transaction, they may end up being able to help you save more money by getting you a better loan.What Are Typical Terms? – Most commercial lenders will want to offer shorter terms than other lenders who finance real estate. Instead of allowing the borrower to pay the loan off over the course of 30 years, the terms may be for 5-10 years.Will There Be a Balloon Payment Due? – Sometimes commercial lenders will require that there is a balloon payment due toward the end of the loan term. This will require that the borrower pay off the loan in full, either by using cash or refinancing the balloon portion into a new loan.What Are Commercial Bridge Loans? – Bridge loans are a type of short term financing or hard money loan. Bridge loans are typically easier to qualify for than other types of long term financing. With a bridge loan, the lender will be looking closely at the value of the equipment or property and will usually not want to finance more than 65% of the equipment or property’s value.Are There Pre-Payment Penalties – Some commercial lenders will charge a prepayment penalty on the loan. Prepayment penalties typically range from 1-5 years.Can I Get My Loan From a Credit Union? – Credit unions are now able to provide commercial loans with fewer restrictions. One of the stipulations that credit unions have is that they are not allowed to finance more than 80% of the value of the equipment or property.